Oct 24, 2017

เมื่อเงินหมดในต่างแดน ต้องทำไง?

Every time traveling abroad It is important to exchange money for spending in that country. Which, before traveling, we must definitely exchange money from Thailand But if we encounter not enough money when abroad Or an unexpected incident, then not enough money would be frustrated. But actually there are many ways to exchange money when abroad Including ways to prevent money from being spent before the end of the trip Let’s see what methods are available …

 

1. Plan money exchange from banks And various currency exchange shops since staying in Thailand

Money usage plan And good preparation before traveling is important If you are afraid to go abroad and not enough money Before we travel We should calculate the money we want to spend. And exchange to fit When it’s time to exchange money Most people may think that they have to exchange at the bank only. But now, aside from the bank There are still more private companies opening stores for exchanging money, such as Super Rich or Value +, giving us options. And more comparative Sometimes may get a better rate than this, have to check per day But if really don’t have time to exchange There are many bank counters at the airport which are convenient for you to use at the moment. These bank counters allow you to use your credit card to swipe money. Without having to carry cash to exchange Facilitating quite a bit.


2. Exchange money while abroad

Photo via:  AcNews

When going abroad, we should carry cash, other currencies such as USD (US Dollars), GBP (Pounds Sterling) or EUR Euro that may be placed at home in case of an emergency. As these currencies are generally accepted in most countries Which means that you may use these funds to pay for the goods instead of the local currency at all Or if you want to exchange money He will accept these currencies as well. While you owe Thai money Many countries may not exchange Thai money to local money. As for foreign exchange locations, it may be a Currency Exchange counter at various tourist spots. Or if really needed, might exchange at the hotel Please help but the rate may be a bit high.


3. Click from the local ATM

Another method that can be done in the case that there is no cash at all. Or can’t find the Currency Exchange counter, which means pressing money from a local ATM using a Thai ATM card or credit card. The advantage is that we do not need to exchange other currencies for cash. (Somewhat safer) and when we press the money from the local box, it means that we will get that local currency straight away The disadvantage of this method will be the fees in that cabinet. Recommend to read the details on the ATM screen to understand before actually pressing so as not to panic with fees later


4. Swipe credit or debit card

For those who do not like to carry a lot of cash Recommend using a credit card Or debit cards at tourist attractions, restaurants, or stores that accept cards at all Mainly to Europe Mainly accept Visa and Master credit cards. American Express and JCB are not accepted, while traveling to the United States will accept Visa, Master and American Express. In Japan, most local restaurants will not accept Credit Cards Most have to be large chain stores. Or the mall The card accepted is similar to the US, but adds JCB too. The disadvantage of using credit cards may be the uncertain exchange rate. Due to the time that we pay by credit card bills We have to pay in Thai baht. The advantage of paying with this method is that aside from you can get the item You also get points from credit cards. Which many banks have special promotions for those who use cards abroad

Knowing this, he lost all his worries about money. Have fun in a foreign country. Be careful not to shop too much for your budget !!

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